WealthCreate

🚨 Nearly half of Harris County residents couldn't cover a $400 emergency, according to Rice University's latest survey.

Our very own Juan HernandezAriano, CFP®, CSLP®, Principal of WealthCreate, was featured in discussing the importance of emergency funds and practical steps to start building financial stability.

"It starts with setting some money aside, period. You don't need a sophisticated plan - a piece of paper, a couple of rules, that can be a financial plan." - Juan HernandezAriano, CFP®, CSLP®

Read the full article to learn more about Houston's financial landscape and actionable advice for building your emergency fund 👇

https://www.houstonpublicmedia.org/articles/finances/2025/06/09/523502/45-of-harris-county-residents-say-they-couldnt-pay-for-a-400-emergency-study-finds/

Today, we stood shoulder to shoulder with the incredible community at CrossFit Revitalize in Spring, TX for the 2025 Murph Challenge. It was a powerful tribute to the heroes who give everything so we can live in freedom.

To those who serve, both seen and unseen, your sacrifice, strength, and unshakable spirit move us deeply. Honoring you through challenge and sweat is the very least we can do.

Thank you, , for allowing us to be part of something so meaningful. Today reminded us what endurance, unity, and purpose truly look like. 🇺🇸



Crossfit Revitalize Crossfit Revitalize

🎥 Catch us on KHOU-11 today at 4:30 PM!

Juan G. HernandezAriano, CFP®, CSLP® Founder and Principal of WealthCreate Financial, will be featured discussing the latest announcement from the U.S. Department of Education on the resumption of federal student loan collections.

📚 Insightful commentary from a Certified Student Loan Professional on what this means for borrowers, taxpayers, and the future of student loan repayment.

Tune in through the link below:

https://www.khou.com/watch

Tariffs and inflation are driving up the cost of living and many families are taking a hard look at their budgets. But it’s not always obvious where the real spending is happening — or how to adjust it.

Our principal and Certified Financial Planner™ Juan HernandezAriano encourages families to rank their true priorities — like saving for retirement or their kids’ education — and compare those with actual spending habits.
In many cases, everyday purchases like takeout and shopping make up 60% of monthly expenses, even though they’re not considered important.

Identifying this gap can be the key to confidently navigating economic uncertainty and staying focused on long-term goals. Check out the full article below:

https://www.marketwatch.com/story/parents-are-hunkering-down-financially-to-brace-for-trump-tariff-impact-ed9bb32c?mod=venessa-wong

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If you were investing in 2020 and closely watching the numbers, it would have been far too easy to panic completely, sell, and move your investments to cash at the worst possible time. Unfortunately, plenty of investors did exactly that, causing them to lose out on the astronomical gains the stock market has seen over the duration of 2021.

This is part of the reason financial advisors suggest only checking your investments once per month, once per quarter, or even less than that. When you have a plan in place you can avoid this.

So, need a plan? Contact us today!

Many families never seek the advice of a wealth management advisor. Why is it important? Steve Jobs once said, “It doesn’t make sense to hire smart people and tell them what to do; we hire smart people so they can tell us what to do.” So how do you do it? Here are some basic issues to consider:

- First, you need to identify what wealth means to you and how best to manage it.
- Choose a financial advisor based on your definition of wealth.
- Build a plan that helps filter out the noise and becomes that road map that guides you to your wealth.

So, are you ready to start? Contact us!

To all of those who have served this great nation in military service, we can't thank you enough for all you've done. Happy Veterans Day from all of us at WealthCreate!

There has been considerable speculation about some of the recent legislative proposals and the potential tax impact—especially on high-net-worth individuals and families. Among the bill proposals that could have an effect on estate and tax planning are the 99.5% Act and the STEP Act.

Given the uncertainty of the current legislative landscape, high-net-worth individuals and families with estate tax concerns may want to reconsider their wealth transfer strategies, and we can help. Ask us how!